2025 · Regular session · House bill
HB2213
HB2213 changes who qualifies for seats on the Texas Windstorm Insurance Association's nine-member board.
Official caption: Relating to the composition of the board of directors of the Texas Windstorm Insurance Association.
Official report lists House author(s): Johnson, Morgan, Paul, Wharton, Villalobos. This does not identify sponsors or amendment drafters.
Bill explanation published · Version and amendment review scope is stated below · Individual amendment records may not be separately annotated.
Bill highlights
Selected points from the published explanation. Follow each point to its source-linked context; conditions and limits may matter.
- HB2213 changes who qualifies for seats on the Texas Windstorm Insurance Association's nine-member board.
- The three insurance-industry members must be Texas residents who actively write or sell windstorm and hail insurance in the first-tier coastal counties, replacing the former “write and renew” wording.
- The remaining three members must live outside a designated catastrophe area, rather than more than 100 miles from the Texas coastline. “Catastrophe area” is a legal designation made by the insurance commissioner; it can cover a municipality, county or part of either, and is not simply a measurement of distance from the coast.
What does it do?
HB2213 changes who qualifies for seats on the Texas Windstorm Insurance Association’s nine-member board. It does not change the board’s size or directly set insurance rates, benefits or claim payments. Final law; Insurance Code 2210.102.
The three insurance-industry members must be Texas residents who actively write or sell windstorm and hail insurance in the first-tier coastal counties, replacing the former “write and renew” wording. Among the three coastal-resident members, at least one must be a licensed property-and-casualty agent actively offering or selling TWIA policies and not a captive agent. Final law, Section 1.
The remaining three members must live outside a designated catastrophe area, rather than more than 100 miles from the Texas coastline. “Catastrophe area” is a legal designation made by the insurance commissioner; it can cover a municipality, county or part of either, and is not simply a measurement of distance from the coast. Existing law provides the designation procedure. The changes took effect September 1, 2025. Final law; Insurance Code 2210.003 and 2210.005.
What changed along the way?
The introduced bill would have replaced the 100-mile residency rule with residence outside the first-tier coastal counties. The House committee substitute instead used outside a catastrophe area, the wording that became law. Introduced; committee substitute.
The House adopted Barry’s second-reading amendment on May 1, adding the active-policy-sales and non-captive-agent qualifications and changing “one” to “at least one” coastal member. On May 2 it adopted Metcalf’s third-reading amendment, adding Texas residency for the industry members and replacing “write and renew” with “write or sell.” Both survived into the final law. The Senate made no further substantive change; there was no conference. Barry amendment; Metcalf amendment; amendment index; all versions; history.
For the full amendment record, open the official amendment index.
Official bill versions
Compare the published text versions in the official text index. A change is not attributed to a specific amendment here without a verified record.
Who could benefit—and who could bear the costs?
People living within 100 miles of the coast but outside a designated catastrophe area may now qualify for the three non-catastrophe-area seats, subject to other board requirements. The changes also favor direct experience offering or selling windstorm policies and require in-state industry representation. These are changes to representation and eligibility, not a guarantee of lower premiums or faster claims. Final law; board qualifications.
The latest fiscal note anticipated no significant state fiscal impact, with costs absorbed within existing resources, and no local-government fiscal impact. It did not estimate an insurance-rate reduction for policyholders. May 14 fiscal note.
Official sources
- Bill history and latest recorded action
- Bill versions, analyses and fiscal notes
- Action history and votes
- Amendment index
Catalog report retrieved 2026-10-25. Check the official record for corrections or later changes.