2025 Texas sessionsRegular and both called sessions have ended. This index covers House and Senate bills, not resolutions. Statuses come from official reports.

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2025 · Regular session · House bill

HB27

HB27 makes personal financial literacy a required part of the foundation high-school program for students entering ninth grade in 2026–27 or later.

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Official caption: Relating to courses in personal financial literacy for high school students in public schools.

Signed by governorSource-checked explanation published

Official report lists House author(s): King, Garcia, Linda, Lalani. This does not identify sponsors or amendment drafters.

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Bill explanation published · Version and amendment review scope is stated below · Individual amendment records may not be separately annotated.

Bill highlights

Selected points from the published explanation. Follow each point to its source-linked context; conditions and limits may matter.

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What does it do?

HB27 makes personal financial literacy a required part of the foundation high-school program for students entering ninth grade in 2026–27 or later. It replaces the former half-credit choice of economics or combined personal financial literacy and economics with at least a half-credit in personal financial literacy. Students already above ninth grade in 2026–27 retain the former graduation requirement. The governor signed the bill on June 20, 2025, and it took legal effect immediately, but its school-year application starts in 2026–27. Those are different dates. History; enrolled law, sections 1, 3–5.

The social-studies total remains three credits: one in U.S. history, at least a half-credit in government, at least a half-credit in personal financial literacy, and one in economics, world geography or world history. Economics becomes an option for that last credit; the bill does not require every student to take a new one-credit economics course. The other subject-credit requirements restated in this bill are not newly created by it.

The State Board of Education must allow an Advanced Placement course to satisfy the half-credit personal-finance requirement if the board designates it as having substantively similar and rigorous content. The bill does not itself designate an AP course or say that every AP economics class qualifies. TEA must develop a list of free, open-source, publicly available curricula and seek, accept and spend available federal or private grants and gifts for the course. That is not a guaranteed grant to each district. Section 1.

The law also repeals the old instruction-time formula requiring the combined personal-finance-and-economics course to devote two-thirds of its time to personal financial literacy and one-third to economics. This is a change to the old combined-course rule, not a prohibition on all economics instruction. Prior Education Code 28.025(b-22); section 2.

What changed along the way?

The introduced bill also proposed moving personal financial literacy from the general enrichment-curriculum list into the foundation list and rewriting the separate elective-course statute. The House committee substitute removed those two proposed statutory amendments and added the designated-AP-course alternative. The graduation-credit changes and repeal of the combined-course time formula remained.

The House committee, House-passed and Senate committee operative texts are identical. They would have started the new cohort rule in 2025–26. The official amendment index lists one floor amendment: Flores’s Senate F1, adopted May 27. It moved the two cohort references in section 3 and the general school-year reference in section 4 to 2026–27. All three changed references appear in the final law. Text versions.

The Senate passed the amended bill 31–0. The House concurred 135–2, with one present but not voting. These are passage and concurrence votes, not a claimed separate roll-call tally on the amendment. The final law keeps the personal-finance requirement while giving schools and the incoming student cohort one additional year before it applies. Final text and certificates.

For the full amendment record, open the official amendment index.

Official bill versions

Compare the published text versions in the official text index. A change is not attributed to a specific amendment here without a verified record.

Who could benefit—and who could bear the costs?

Students in the affected cohorts gain required personal-finance instruction, while schools must arrange appropriate courses, staffing and student schedules. The AP alternative may offer another route where a qualifying board-designated course is available. The statute does not guarantee improved household finances, access to a particular AP class or funding for each school.

The May 28, 2025 final-stage fiscal note anticipates no significant state fiscal impact and assumes costs can be absorbed with existing resources. All four earlier posted notes reach the same state-budget conclusion. No quantified local-cost estimate or new appropriation is supplied.

The note’s local-impact sentence does not accurately describe the final curriculum choice: it says districts must implement “a new one credit course in economics.” The enrolled law instead requires at least a half-credit of personal financial literacy and allows economics, world geography or world history for another credit. The statutory text controls this explanation; the fiscal sentence should not be repeated as a separate universal economics mandate. Enrolled section 1. This briefing explains the enacted requirements, not a certification that every district has completed implementation or that a particular AP course has been approved.

Recorded House vote

05/29/2025 · Record 4034
House concurrence in Senate amendments to HB 27. This is the stated House motion, not necessarily a separate vote on an amendment.

135 yea · 2 nay · 1 present, not voting

Individual recorded positions and absences

Yea (135)

Alders, Anchía, Ashby, Barry, Bell, C., Bell, K., Bernal, Bhojani, Bonnen, Bowers, Bryant, Buckley, Bucy, Bumgarner, Button, Cain, Canales, Capriglione, Cole, Collier, Cook, Cortez, Craddick, Cunningham, Curry, Darby, Davis, Y., Dean, DeAyala, Dorazio, Dyson, Fairly, Flores, Frank, Gámez, Garcia, J., Garcia, L., Gates, Gerdes, Geren, Gervin-Hawkins, González, J., González, M., Goodwin, Guerra, Guillen, Harless, Harris Davila, Hayes, Hefner, Hernandez, Hickland, Hinojosa, Holt, Hopper, Howard, Hull, Hunter, Isaac, Johnson, Jones, J., King, Kitzman, LaHood, Lalani, Lambert, Landgraf, Leach, Leo Wilson, Little, Longoria, Lopez, J., Lopez, R., Louderback, Lozano, Lujan, Luther, Martinez, Martinez Fischer, McLaughlin, McQueeney, Metcalf, Meyer, Money, Moody, Morales, C., Morales, E., Morales Shaw, Morgan, Muñoz, Noble, Olcott, Oliverson, Ordaz, Orr, Patterson, Paul, Perez, M., Perez, V., Phelan, Pierson, Plesa, Raymond, Reynolds, Richardson, Rodríguez Ramos, Romero, Rose, Rosenthal, Schatzline, Schofield, Shaheen, Shofner, Simmons, Slawson, Smithee, Spiller, Swanson, Talarico, Tepper, Thompson, Tinderholt, Toth, Troxclair, Turner, VanDeaver, Vasut, Villalobos, Vo, Walle, Ward Johnson, Wharton, Wilson, Wu, Zwiener

Nay (2)

Harrison, Lowe

Present, not voting (1)

Mr. Speaker(C)

Absent, excused (6)

Allen, Dutton, Harris, Kerwin, Meza, Virdell

Absent (6)

Campos, Davis, A., Garcia Hernandez, Jones, V., Manuel, Schoolcraft

Names and categories appear as printed in the official journal. Read the exact House record ↗

Official sources

Catalog report retrieved 2026-10-25. Check the official record for corrections or later changes.