2025 · Regular session · Senate bill
SB739
SB739 adds investigators commissioned as peace officers by the Texas insurance commissioner to the list of “authorized peace officers” in the state law governing specified tracking equipment and access to communications data.
Official caption: Relating to the definition of authorized peace officer for purposes of certain laws governing the installation and use of tracking equipment and access to certain communications.
Official report lists Senate author(s): Kolkhorst. This does not identify sponsors or amendment drafters.
Bill explanation published · Version and amendment review scope is stated below · Individual amendment records may not be separately annotated.
Bill highlights
Selected points from the published explanation. Follow each point to its source-linked context; conditions and limits may matter.
- SB739 adds investigators commissioned as peace officers by the Texas insurance commissioner to the list of “authorized peace officers” in the state law governing specified tracking equipment and access to communications data.
- This lets those investigators use procedures available to an authorized peace officer, such as applying to a district judge for a mobile-tracking order or a warrant for stored electronic customer data, subject to the existing sworn-application and probable-cause requirements.
- Some powers remain narrower than the general definition.
What does it do?
SB739 adds investigators commissioned as peace officers by the Texas insurance commissioner to the list of “authorized peace officers” in the state law governing specified tracking equipment and access to communications data. It applies to commissioned investigators under Insurance Code 701.104, not every insurance employee or private insurance investigator. The bill became law without the governor’s signature on June 20, 2025 and took effect September 1, 2025. New Article 18B.001(1)(M) and effective date; Who can be commissioned; Official history.
This lets those investigators use procedures available to an authorized peace officer, such as applying to a district judge for a mobile-tracking order or a warrant for stored electronic customer data, subject to the existing sworn-application and probable-cause requirements. They may also request a prosecutor’s application for certain telephone-routing or tracing equipment. SB739 changes who qualifies; it does not itself eliminate the chapter’s legal-process rules or create an unrestricted power to listen to communications. Definition change; Mobile-tracking application; Stored-data warrant; Prosecutor application procedure.
Some powers remain narrower than the general definition. For example, the existing rule for installing pen registers (devices that record dialing or routing information, not conversation content) and specified location-information procedures are limited to DPS or separately designated agencies and officers. SB739 does not add the insurance department to that separate designated-agency list. Nor does it grant every authorized officer the separate administrative-subpoena power. Existing consent, directory-information and emergency provisions also retain their own conditions. Separate definitions; Pen-register restriction; Specified location-information warrant procedure; Administrative-subpoena officials; Customer-data routes; Limited directory and emergency-dispatch information.
What changed along the way?
The act reconciles the two 2023 additions to the definition: arson investigators and the specified education-code peace officers remain, with the latter relabeled from a duplicate (K) to (L). The substantive new category is the insurance commissioner’s investigators, at (M). A conflict clause gives this act priority over conflicting nonsubstantive code-correction legislation from the same 2025 regular session—not over every other law. Sections 1–2; Prior definition with both 2023 additions.
All five operative versions—introduced, Senate committee, engrossed, House committee and enrolled—match. Both committees ultimately reported without amendments, and the amendment index lists none. An earlier failed House committee vote did not change the final text. Introduced bill; All versions; Amendment index; Committee and passage history.
For the full amendment record, open the official amendment index.
Official bill versions
Compare the published text versions in the official text index. A change is not attributed to a specific amendment here without a verified record.
Who could benefit—and who could bear the costs?
Commissioned insurance investigators gain access to specified investigative procedures without being left outside the general authorized-officer definition. People whose records are sought remain affected by the existing procedure-specific safeguards and exceptions. The law does not establish how many investigations will use these tools, guarantee recoveries or lower premiums, or authorize every form of surveillance. Scope of amendment; Stored-data safeguards.
The April 18 fiscal note anticipates no significant state fiscal impact, with costs absorbed using existing resources, and no local-government fiscal impact. It offers no dollar estimate for additional fraud recoveries, private provider costs or individual insurance premiums. Fiscal note.
Official sources
- Bill history and latest recorded action
- Bill versions, analyses and fiscal notes
- Action history and votes
- Amendment index
Catalog report retrieved 2026-10-25. Check the official record for corrections or later changes.